EconDelta Beta 2

EconDelta is an economic simulator that helps you understand the impact that various economic events have on people's lives. Raise or lower taxes, adjust energy prices, and see what the outcome is. EconDelta works by simulating the monthly lives of different kinds of people, or demographics. For each simulated month, EconDelta pretends to live the life of each, collecting income, paying bills, and shopping. Then, EconDelta applies the scenario you select. By comparing the results to a baseline, EconDelta illustrates what's good or bad for various kinds of people in the economy.

Create Scenario

Use the pulldowns below to create a scenario and Econdelta simulate it.

Scenario 0
Scenario 1

Results of Simulated 60 Months

This table breaks out, by demographic, the impact of the scenario you have created. Wealth indicates the gain or loss in wealth to that demographic. The hardship index is a composite statistic indicating how often that demographic had trouble making payments or purchasing products. Income, Energy and Taxes represent the amount each demographic pays. Unanticipated effects can and do happen!

Demographic
Income
Per Household, Period
Tax Expense
Per Household, Period
Energy Expense
Per Household, Period
Hardship Index
Wealth Index (Loss)
At End of Simulation
Per Household

Low income, rural, family oriented Details

 +0 +0 +0 +0 +0

Low income, rural, likes to party Details

 +0 +0 +0 +0 +0

Low income, urban, family oriented Details

 +0 +0 +0 +0 +0

Low income, urban, likes to party Details

 +0 +0 +0 +0 +0

Middle income, rural, family oriented Details

 +0 +0 +0 +0 +0

Middle income, rural, likes to party Details

 +0 +0 +0 +0 +0

Middle income, urban, family oriented Details

 +0 +0 +0 +0 +0

Middle income, urban, likes to party Details

 +0 +0 +0 +0 +0

High income, rural, family oriented Details

 +0 +0 +0 +0 +0

High income, rural, likes to party Details

 +0 +0 +0 +0 +0

High income, urban, family oriented Details

 +0 +0 +0 +0 +0

High income, urban, likes to party Details

 +0 +0 +0 +0 +0

Low income, rural, family oriented

Crafts and bibles! These folks are the classic country living poor household. They try to save where they can and place a premium on the family. They own a small house and a car, and try to focus their income on the basics to provide a nurturing environment for their kids and each other.

Model Overview

Basic InfoAmount
Monthly Income:2,114
Income Tax Rate %: 13.00
Fuel Tax Rate %:15.00
Population Est:4,581,871
ProductFinance TypeStart Payment Info
food / water, value Cash 300
house, value Loan $1,111/mo, 100,000 total, 10% interest
car, value Loan $250/mo, 10,000 total, 10% interest
appliances / value Loan $29/mo, 1,000 total, 15% interest
furniture, value Loan $0/mo, 0 total, 0% interest
communications, value Loan $29/mo, 1,000 total, 15% interest

A Sample Run

PeriodSavings food / water, value house, value car, value appliances / value furniture, value communications, value
CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left
1 1,839 00720 paid due1,111123,333253,440 paid due2503,7503,120 paid off005,700 paid off0021,840 paid due29(0)2,220
2 2,137 30000 paid due1,111122,222252,720 paid due2503,5003,060 paid off005,640 paid off0021,600 paid off002,160
3 2,163 30000 paid due1,111121,111252,000 paid due2503,2503,000 paid off005,580 paid off0021,360 paid off002,100
4 2,190 30000 paid due1,111120,000251,280 paid due2503,0002,940 paid off005,520 paid off0021,120 paid off002,040
5 2,217 30000 paid due1,111118,888250,560 paid due2502,7502,880 paid off005,460 paid off0020,880 paid off001,980
6 2,244 30000 paid due1,111117,777249,840 paid due2502,5002,820 paid off005,400 paid off0020,640 paid off001,920
7 2,270 30000 paid due1,111116,666249,120 paid due2502,2502,760 paid off005,340 paid off0020,400 paid off001,860
8 2,297 30000 paid due1,111115,555248,400 paid due2502,0002,700 paid off005,280 paid off0020,160 paid off001,800
9 2,324 30000 paid due1,111114,444247,680 paid due2501,7502,640 paid off005,220 paid off0019,920 paid off001,740
10 2,350 30000 paid due1,111113,333246,960 paid due2501,5002,580 paid off005,160 paid off0019,680 paid off001,680
11 2,377 30000 paid due1,111112,222246,240 paid due2501,2502,520 paid off005,100 paid off0019,440 paid off001,620
12 2,404 30000 paid due1,111111,111245,520 paid due2501,0002,460 paid off005,040 paid off0019,200 paid off001,560
13 2,430 30000 paid due1,111110,000244,800 paid due2507502,400 paid off004,980 paid off0018,960 paid off001,500
14 2,457 30000 paid due1,111108,888244,080 paid due2505002,340 paid off004,920 paid off0018,720 paid off001,440
15 2,484 30000 paid due1,111107,777243,360 paid due2502502,280 paid off004,860 paid off0018,480 paid off001,380
16 2,511 30000 paid due1,111106,666242,640 paid due25002,220 paid off004,800 paid off0018,240 paid off001,320
17 2,537 30000 paid due1,111105,555241,920 paid off002,160 paid off004,740 paid off0018,000 paid off001,260
18 2,814 30000 paid due1,111104,444241,200 paid off002,100 paid off004,680 paid off0017,760 paid off001,200
19 3,091 30000 paid due1,111103,333240,480 paid off002,040 paid off004,620 paid off0017,520 paid off001,140
20 3,367 30000 paid due1,111102,222239,760 paid off001,980 paid off004,560 paid off0017,280 paid off001,080
21 3,644 30000 paid due1,111101,111239,040 paid off001,920 paid off004,500 paid off0017,040 paid off001,020
22 3,921 30000 paid due1,111100,000238,320 paid off001,860 paid off004,440 paid off0016,800 paid off00960
23 4,198 30000 paid due1,11198,888237,600 paid off001,800 paid off004,380 paid off0016,560 paid off00900
24 4,474 30000 paid due1,11197,777236,880 paid off001,740 paid off004,320 paid off0016,320 paid off00840
25 4,751 30000 paid due1,11196,666236,160 paid off001,680 paid off004,260 paid off0016,080 paid off00780
26 5,028 30000 paid due1,11195,555235,440 paid off001,620 paid off004,200 paid off0015,840 paid off00720
27 5,304 30000 paid due1,11194,444234,720 paid off001,560 paid off004,140 paid off0015,600 paid off00660
28 5,581 30000 paid due1,11193,333234,000 paid off001,500 paid off004,080 paid off0015,360 paid off00600
29 5,858 30000 paid due1,11192,222233,280 paid off001,440 paid off004,020 paid off0015,120 paid off00540
30 6,135 30000 paid due1,11191,111232,560 paid off001,380 paid off003,960 paid off0014,880 paid off00480
31 6,411 30000 paid due1,11190,000231,840 paid off001,320 paid off003,900 paid off0014,640 paid off00420
32 6,688 30000 paid due1,11188,888231,120 paid off001,260 paid off003,840 paid off0014,400 paid off00360
33 6,965 30000 paid due1,11187,777230,400 paid off001,200 paid off003,780 paid off0014,160 paid off00300
34 7,241 30000 paid due1,11186,666229,680 paid off001,140 paid off003,720 paid off0013,920 paid off00240
35 7,518 30000 paid due1,11185,555228,960 paid off001,080 paid off003,660 paid off0013,680 paid off00180
36 7,795 30000 paid due1,11184,444228,240 paid off001,020 paid off003,600 paid off0013,440 paid off00120
37 8,071 30000 paid due1,11183,333227,520 paid off00960 paid off003,540 paid off0013,200 paid off0060
38 8,348 30000 paid due1,11182,222226,800 paid off00900 paid off003,480 paid off0012,960 paid off000
39 8,632 30000 paid due1,11181,111226,080 paid off00840 paid off003,420 paid off0012,720 paid off000
40 8,915 30000 paid due1,11180,000225,360 paid off00780 paid off003,360 paid off0012,480 paid off000
41 9,199 30000 paid due1,11178,888224,640 paid off00720 paid off003,300 paid off0012,240 paid off000
42 9,483 30000 paid due1,11177,777223,920 paid off00660 paid off003,240 paid off0012,000 paid off000
43 9,766 30000 paid due1,11176,666223,200 paid off00600 paid off003,180 paid off0011,760 paid off000
44 10,050 30000 paid due1,11175,555222,480 paid off00540 paid off003,120 paid off0011,520 paid off000
45 10,333 30000 paid due1,11174,444221,760 paid off00480 paid off003,060 paid off0011,280 paid off000
46 10,617 30000 paid due1,11173,333221,040 paid off00420 paid off003,000 paid off0011,040 paid off000
47 10,901 30000 paid due1,11172,222220,320 paid off00360 paid off002,940 paid off0010,800 paid off000
48 11,184 30000 paid due1,11171,111219,600 paid off00300 paid off002,880 paid off0010,560 paid off000
49 11,468 30000 paid due1,11170,000218,880 paid off00240 paid off002,820 paid off0010,320 paid off000
50 11,752 30000 paid due1,11168,888218,160 paid off00180 paid off002,760 paid off0010,080 paid off000
51 12,035 30000 paid due1,11167,777217,440 paid off00120 paid off002,700 paid off009,840 paid off000
52 12,319 30000 paid due1,11166,666216,720 paid off0060 paid off002,640 paid off009,600 paid off000
53 12,602 30000 paid due1,11165,555216,000 paid off000 paid off002,580 paid off009,360 paid off000
54 13,024 30000 paid due1,11164,444215,280 paid off000 paid off002,520 paid off009,120 paid off000
55 13,446 30000 paid due1,11163,333214,560 paid off000 paid off002,460 paid off008,880 paid off000
56 13,867 30000 paid due1,11162,222213,840 paid off000 paid off002,400 paid off008,640 paid off000
57 14,289 30000 paid due1,11161,111213,120 paid off000 paid off002,340 paid off008,400 paid off000
58 14,710 30000 paid due1,11160,000212,400 paid off000 paid off002,280 paid off008,160 paid off000
59 15,132 30000 paid due1,11158,888211,680 paid off000 paid off002,220 paid off007,920 paid off000
60 15,554 30000 paid due1,11157,777210,960 paid off000 paid off002,160 paid off007,680 paid off000

Low income, rural, likes to party

Sweet Home Alabama! These poor country people like to enjoy life. They appreciate plenty of beer and smokes above all else. They tend to invest more of their income on entertainment.

Model Overview

Basic InfoAmount
Monthly Income:1,593
Income Tax Rate %: 13.00
Fuel Tax Rate %:15.00
Population Est:1,963,659
ProductFinance TypeStart Payment Info
smokes n drinks, value Cash 150
food / water, value Cash 300
apartment, value Rent 500
car, value Loan $250/mo, 10,000 total, 10% interest
communications, value Loan $29/mo, 1,000 total, 15% interest
appliances / value Loan $29/mo, 1,000 total, 15% interest

A Sample Run

PeriodSavings smokes n drinks, value food / water, value apartment, value car, value communications, value appliances / value
CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left
1 1,386 00720 00720 paid due50050051,120 paid off00240 paid off001,800 paid off004,500
2 2,120 16500 30000 paid due50050050,400 paid off00180 paid off001,740 paid off004,440
3 2,390 16500 30000 paid due50050049,680 paid off00120 paid off001,680 paid off004,380
4 2,659 16500 30000 paid due50050048,960 paid off0060 paid off001,620 paid off004,320
5 2,929 16500 30000 paid due50050048,240 paid off000 paid off001,560 paid off004,260
6 3,336 16500 30000 paid due50050047,520 paid off000 paid off001,500 paid off004,200
7 3,744 16500 30000 paid due50050046,800 paid off000 paid off001,440 paid off004,140
8 4,151 16500 30000 paid due50050046,080 paid off000 paid off001,380 paid off004,080
9 4,559 16500 30000 paid due50050045,360 paid off000 paid off001,320 paid off004,020
10 4,966 16500 30000 paid due50050044,640 paid off000 paid off001,260 paid off003,960
11 5,374 16500 30000 paid due50050043,920 paid off000 paid off001,200 paid off003,900
12 5,781 16500 30000 paid due50050043,200 paid off000 paid off001,140 paid off003,840
13 6,189 16500 30000 paid due50050042,480 paid off000 paid off001,080 paid off003,780
14 6,596 16500 30000 paid due50050041,760 paid off000 paid off001,020 paid off003,720
15 7,004 16500 30000 paid due50050041,040 paid off000 paid off00960 paid off003,660
16 7,411 16500 30000 paid due50050040,320 paid off000 paid off00900 paid off003,600
17 7,819 16500 30000 paid due50050039,600 paid off000 paid off00840 paid off003,540
18 8,226 16500 30000 paid due50050038,880 paid off000 paid off00780 paid off003,480
19 8,634 16500 30000 paid due50050038,160 paid off000 paid off00720 paid off003,420
20 9,041 16500 30000 paid due50050037,440 paid off000 paid off00660 paid off003,360
21 9,449 16500 30000 paid due50050036,720 paid off000 paid off00600 paid off003,300
22 9,856 16500 30000 paid due50050036,000 paid off000 paid off00540 paid off003,240
23 10,264 16500 30000 paid due50050035,280 paid off000 paid off00480 paid off003,180
24 10,671 16500 30000 paid due50050034,560 paid off000 paid off00420 paid off003,120
25 11,079 16500 30000 paid due50050033,840 paid off000 paid off00360 paid off003,060
26 11,486 16500 30000 paid due50050033,120 paid off000 paid off00300 paid off003,000
27 11,894 16500 30000 paid due50050032,400 paid off000 paid off00240 paid off002,940
28 12,301 16500 30000 paid due50050031,680 paid off000 paid off00180 paid off002,880
29 12,709 16500 30000 paid due50050030,960 paid off000 paid off00120 paid off002,820
30 13,116 16500 30000 paid due50050030,240 paid off000 paid off0060 paid off002,760
31 13,524 16500 30000 paid due50050029,520 paid off000 paid off000 paid off002,700
32 13,938 16500 30000 paid due50050028,800 paid off000 paid off000 paid off002,640
33 14,353 16500 30000 paid due50050028,080 paid off000 paid off000 paid off002,580
34 14,767 16500 30000 paid due50050027,360 paid off000 paid off000 paid off002,520
35 15,181 16500 30000 paid due50050026,640 paid off000 paid off000 paid off002,460
36 15,596 16500 30000 paid due50050025,920 paid off000 paid off000 paid off002,400
37 16,010 16500 30000 paid due50050025,200 paid off000 paid off000 paid off002,340
38 16,425 16500 30000 paid due50050024,480 paid off000 paid off000 paid off002,280
39 16,839 16500 30000 paid due50050023,760 paid off000 paid off000 paid off002,220
40 17,253 16500 30000 paid due50050023,040 paid off000 paid off000 paid off002,160
41 17,668 16500 30000 paid due50050022,320 paid off000 paid off000 paid off002,100
42 18,082 16500 30000 paid due50050021,600 paid off000 paid off000 paid off002,040
43 18,497 16500 30000 paid due50050020,880 paid off000 paid off000 paid off001,980
44 18,911 16500 30000 paid due50050020,160 paid off000 paid off000 paid off001,920
45 19,325 16500 30000 paid due50050019,440 paid off000 paid off000 paid off001,860
46 19,740 16500 30000 paid due50050018,720 paid off000 paid off000 paid off001,800
47 20,154 16500 30000 paid due50050018,000 paid off000 paid off000 paid off001,740
48 20,569 16500 30000 paid due50050017,280 paid off000 paid off000 paid off001,680
49 20,983 16500 30000 paid due50050016,560 paid off000 paid off000 paid off001,620
50 21,398 16500 30000 paid due50050015,840 paid off000 paid off000 paid off001,560
51 21,812 16500 30000 paid due50050015,120 paid off000 paid off000 paid off001,500
52 22,226 16500 30000 paid due50050014,400 paid off000 paid off000 paid off001,440
53 22,641 16500 30000 paid due50050013,680 paid off000 paid off000 paid off001,380
54 23,055 16500 30000 paid due50050012,960 paid off000 paid off000 paid off001,320
55 23,470 16500 30000 paid due50050012,240 paid off000 paid off000 paid off001,260
56 23,884 16500 30000 paid due50050011,520 paid off000 paid off000 paid off001,200
57 24,298 16500 30000 paid due50050010,800 paid off000 paid off000 paid off001,140
58 24,713 16500 30000 paid due50050010,080 paid off000 paid off000 paid off001,080
59 25,127 16500 30000 paid due5005009,360 paid off000 paid off000 paid off001,020
60 25,542 16500 30000 paid due5005008,640 paid off000 paid off000 paid off00960

Low income, urban, family oriented

A Christmas Story! These poor city folk try better life for their family. They commute cheaply and live in rental units, but work to have a nice place to live in.

Model Overview

Basic InfoAmount
Monthly Income:1,889
Income Tax Rate %: 13.00
Fuel Tax Rate %:15.00
Population Est:18,100,659
ProductFinance TypeStart Payment Info
food / water, value Cash 300
apartment, mainstream Rent 1,200
mass transit, value Rent 100
appliances / value Loan $29/mo, 1,000 total, 15% interest
furniture, value Loan $0/mo, 0 total, 0% interest
communications, value Loan $29/mo, 1,000 total, 15% interest

A Sample Run

PeriodSavings food / water, value apartment, mainstream mass transit, value appliances / value furniture, value communications, value
CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left
1 1,643 00720 paid due1,2001,200169,920 paid due1001001,740 paid off004,380 paid off0028,080 paid off001,260
2 1,973 30000 paid due1,2001,200169,200 paid due1001001,680 paid off004,320 paid off0027,840 paid off001,200
3 2,004 30000 paid due1,2001,200168,480 paid due1001001,620 paid off004,260 paid off0027,600 paid off001,140
4 2,034 30000 paid due1,2001,200167,760 paid due1001001,560 paid off004,200 paid off0027,360 paid off001,080
5 2,064 30000 paid due1,2001,200167,040 paid due1001001,500 paid off004,140 paid off0027,120 paid off001,020
6 2,094 30000 paid due1,2001,200166,320 paid due1001001,440 paid off004,080 paid off0026,880 paid off00960
7 2,124 30000 paid due1,2001,200165,600 paid due1001001,380 paid off004,020 paid off0026,640 paid off00900
8 2,154 30000 paid due1,2001,200164,880 paid due1001001,320 paid off003,960 paid off0026,400 paid off00840
9 2,184 30000 paid due1,2001,200164,160 paid due1001001,260 paid off003,900 paid off0026,160 paid off00780
10 2,214 30000 paid due1,2001,200163,440 paid due1001001,200 paid off003,840 paid off0025,920 paid off00720
11 2,244 30000 paid due1,2001,200162,720 paid due1001001,140 paid off003,780 paid off0025,680 paid off00660
12 2,274 30000 paid due1,2001,200162,000 paid due1001001,080 paid off003,720 paid off0025,440 paid off00600
13 2,304 30000 paid due1,2001,200161,280 paid due1001001,020 paid off003,660 paid off0025,200 paid off00540
14 2,334 30000 paid due1,2001,200160,560 paid due100100960 paid off003,600 paid off0024,960 paid off00480
15 2,364 30000 paid due1,2001,200159,840 paid due100100900 paid off003,540 paid off0024,720 paid off00420
16 2,394 30000 paid due1,2001,200159,120 paid due100100840 paid off003,480 paid off0024,480 paid off00360
17 2,425 30000 paid due1,2001,200158,400 paid due100100780 paid off003,420 paid off0024,240 paid off00300
18 2,455 30000 paid due1,2001,200157,680 paid due100100720 paid off003,360 paid off0024,000 paid off00240
19 2,485 30000 paid due1,2001,200156,960 paid due100100660 paid off003,300 paid off0023,760 paid off00180
20 2,515 30000 paid due1,2001,200156,240 paid due100100600 paid off003,240 paid off0023,520 paid off00120
21 2,545 30000 paid due1,2001,200155,520 paid due100100540 paid off003,180 paid off0023,280 paid off0060
22 2,575 30000 paid due1,2001,200154,800 paid due100100480 paid off003,120 paid off0023,040 paid off000
23 2,612 30000 paid due1,2001,200154,080 paid due100100420 paid off003,060 paid off0022,800 paid off000
24 2,649 30000 paid due1,2001,200153,360 paid due100100360 paid off003,000 paid off0022,560 paid off000
25 2,686 30000 paid due1,2001,200152,640 paid due100100300 paid off002,940 paid off0022,320 paid off000
26 2,723 30000 paid due1,2001,200151,920 paid due100100240 paid off002,880 paid off0022,080 paid off000
27 2,760 30000 paid due1,2001,200151,200 paid due100100180 paid off002,820 paid off0021,840 paid off000
28 2,797 30000 paid due1,2001,200150,480 paid due100100120 paid off002,760 paid off0021,600 paid off000
29 2,834 30000 paid due1,2001,200149,760 paid due10010060 paid off002,700 paid off0021,360 paid off000
30 2,871 30000 paid due1,2001,200149,040 paid due1001000 paid off002,640 paid off0021,120 paid off000
31 2,908 30000 paid due1,2001,200148,320 paid due1001005,700 paid off002,580 paid off0020,880 paid off000
32 2,945 30000 paid due1,2001,200147,600 paid due1001005,640 paid off002,520 paid off0020,640 paid off000
33 2,982 30000 paid due1,2001,200146,880 paid due1001005,580 paid off002,460 paid off0020,400 paid off000
34 3,019 30000 paid due1,2001,200146,160 paid due1001005,520 paid off002,400 paid off0020,160 paid off000
35 3,056 30000 paid due1,2001,200145,440 paid due1001005,460 paid off002,340 paid off0019,920 paid off000
36 3,093 30000 paid due1,2001,200144,720 paid due1001005,400 paid off002,280 paid off0019,680 paid off000
37 3,130 30000 paid due1,2001,200144,000 paid due1001005,340 paid off002,220 paid off0019,440 paid off000
38 3,167 30000 paid due1,2001,200143,280 paid due1001005,280 paid off002,160 paid off0019,200 paid off000
39 3,204 30000 paid due1,2001,200142,560 paid due1001005,220 paid off002,100 paid off0018,960 paid off000
40 3,240 30000 paid due1,2001,200141,840 paid due1001005,160 paid off002,040 paid off0018,720 paid off000
41 3,277 30000 paid due1,2001,200141,120 paid due1001005,100 paid off001,980 paid off0018,480 paid off000
42 3,314 30000 paid due1,2001,200140,400 paid due1001005,040 paid off001,920 paid off0018,240 paid off000
43 3,351 30000 paid due1,2001,200139,680 paid due1001004,980 paid off001,860 paid off0018,000 paid off000
44 3,388 30000 paid due1,2001,200138,960 paid due1001004,920 paid off001,800 paid off0017,760 paid off000
45 3,425 30000 paid due1,2001,200138,240 paid due1001004,860 paid off001,740 paid off0017,520 paid off000
46 3,462 30000 paid due1,2001,200137,520 paid due1001004,800 paid off001,680 paid off0017,280 paid off000
47 3,499 30000 paid due1,2001,200136,800 paid due1001004,740 paid off001,620 paid off0017,040 paid off000
48 3,536 30000 paid due1,2001,200136,080 paid due1001004,680 paid off001,560 paid off0016,800 paid off000
49 3,573 30000 paid due1,2001,200135,360 paid due1001004,620 paid off001,500 paid off0016,560 paid off000
50 3,610 30000 paid due1,2001,200134,640 paid due1001004,560 paid off001,440 paid off0016,320 paid off000
51 3,647 30000 paid due1,2001,200133,920 paid due1001004,500 paid off001,380 paid off0016,080 paid off000
52 3,684 30000 paid due1,2001,200133,200 paid due1001004,440 paid off001,320 paid off0015,840 paid off000
53 3,721 30000 paid due1,2001,200132,480 paid due1001004,380 paid off001,260 paid off0015,600 paid off000
54 3,758 30000 paid due1,2001,200131,760 paid due1001004,320 paid off001,200 paid off0015,360 paid off000
55 3,795 30000 paid due1,2001,200131,040 paid due1001004,260 paid off001,140 paid off0015,120 paid off000
56 3,832 30000 paid due1,2001,200130,320 paid due1001004,200 paid off001,080 paid off0014,880 paid off000
57 3,869 30000 paid due1,2001,200129,600 paid due1001004,140 paid off001,020 paid off0014,640 paid off000
58 3,906 30000 paid due1,2001,200128,880 paid due1001004,080 paid off00960 paid off0014,400 paid off000
59 3,943 30000 paid due1,2001,200128,160 paid due1001004,020 paid off00900 paid off0014,160 paid off000
60 3,980 30000 paid due1,2001,200127,440 paid due1001003,960 paid off00840 paid off0013,920 paid off000

Low income, urban, likes to party

Gangstas! These poor city folk don't have a lot of money, but, what they have they tend to spend on drinking on smoking and the occasional electronic goody.

Model Overview

Basic InfoAmount
Monthly Income:1,268
Income Tax Rate %: 13.00
Fuel Tax Rate %:15.00
Population Est:7,757,425
ProductFinance TypeStart Payment Info
smokes n drinks, value Cash 150
food / water, value Cash 300
apartment, value Rent 500
mass transit, value Rent 100
communications, value Loan $29/mo, 1,000 total, 15% interest
appliances / value Loan $29/mo, 1,000 total, 15% interest

A Sample Run

PeriodSavings smokes n drinks, value food / water, value apartment, value mass transit, value communications, value appliances / value
CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left
1 1,103 00720 00720 paid due500500312,480 paid due1001004,740 paid due29872,400 paid off002,100
2 1,563 16500 30000 paid due500500311,760 paid due1001004,680 paid due29582,340 paid off002,040
3 1,558 16500 30000 paid due500500311,040 paid due1001004,620 paid due29292,280 paid off001,980
4 1,553 16500 30000 paid due500500310,320 paid due1001004,560 paid due29(0)2,220 paid off001,920
5 1,548 16500 30000 paid due500500309,600 paid due1001004,500 paid off002,160 paid off001,860
6 1,573 16500 30000 paid due500500308,880 paid due1001004,440 paid off002,100 paid off001,800
7 1,597 16500 30000 paid due500500308,160 paid due1001004,380 paid off002,040 paid off001,740
8 1,622 16500 30000 paid due500500307,440 paid due1001004,320 paid off001,980 paid off001,680
9 1,646 16500 30000 paid due500500306,720 paid due1001004,260 paid off001,920 paid off001,620
10 1,670 16500 30000 paid due500500306,000 paid due1001004,200 paid off001,860 paid off001,560
11 1,695 16500 30000 paid due500500305,280 paid due1001004,140 paid off001,800 paid off001,500
12 1,719 16500 30000 paid due500500304,560 paid due1001004,080 paid off001,740 paid off001,440
13 1,743 16500 30000 paid due500500303,840 paid due1001004,020 paid off001,680 paid off001,380
14 1,768 16500 30000 paid due500500303,120 paid due1001003,960 paid off001,620 paid off001,320
15 1,792 16500 30000 paid due500500302,400 paid due1001003,900 paid off001,560 paid off001,260
16 1,817 16500 30000 paid due500500301,680 paid due1001003,840 paid off001,500 paid off001,200
17 1,841 16500 30000 paid due500500300,960 paid due1001003,780 paid off001,440 paid off001,140
18 1,865 16500 30000 paid due500500300,240 paid due1001003,720 paid off001,380 paid off001,080
19 1,890 16500 30000 paid due500500299,520 paid due1001003,660 paid off001,320 paid off001,020
20 1,914 16500 30000 paid due500500298,800 paid due1001003,600 paid off001,260 paid off00960
21 1,938 16500 30000 paid due500500298,080 paid due1001003,540 paid off001,200 paid off00900
22 1,963 16500 30000 paid due500500297,360 paid due1001003,480 paid off001,140 paid off00840
23 1,987 16500 30000 paid due500500296,640 paid due1001003,420 paid off001,080 paid off00780
24 2,012 16500 30000 paid due500500295,920 paid due1001003,360 paid off001,020 paid off00720
25 2,036 16500 30000 paid due500500295,200 paid due1001003,300 paid off00960 paid off00660
26 2,060 16500 30000 paid due500500294,480 paid due1001003,240 paid off00900 paid off00600
27 2,085 16500 30000 paid due500500293,760 paid due1001003,180 paid off00840 paid off00540
28 2,109 16500 30000 paid due500500293,040 paid due1001003,120 paid off00780 paid off00480
29 2,133 16500 30000 paid due500500292,320 paid due1001003,060 paid off00720 paid off00420
30 2,158 16500 30000 paid due500500291,600 paid due1001003,000 paid off00660 paid off00360
31 2,182 16500 30000 paid due500500290,880 paid due1001002,940 paid off00600 paid off00300
32 2,206 16500 30000 paid due500500290,160 paid due1001002,880 paid off00540 paid off00240
33 2,231 16500 30000 paid due500500289,440 paid due1001002,820 paid off00480 paid off00180
34 2,255 16500 30000 paid due500500288,720 paid due1001002,760 paid off00420 paid off00120
35 2,280 16500 30000 paid due500500288,000 paid due1001002,700 paid off00360 paid off0060
36 2,304 16500 30000 paid due500500287,280 paid due1001002,640 paid off00300 paid off000
37 2,335 16500 30000 paid due500500286,560 paid due1001002,580 paid off00240 paid off000
38 2,366 16500 30000 paid due500500285,840 paid due1001002,520 paid off00180 paid off000
39 2,398 16500 30000 paid due500500285,120 paid due1001002,460 paid off00120 paid off000
40 2,429 16500 30000 paid due500500284,400 paid due1001002,400 paid off0060 paid off000
41 2,460 16500 30000 paid due500500283,680 paid due1001002,340 paid off000 paid off000
42 2,498 16500 30000 paid due500500282,960 paid due1001002,280 paid off000 paid off000
43 2,537 16500 30000 paid due500500282,240 paid due1001002,220 paid off000 paid off000
44 2,575 16500 30000 paid due500500281,520 paid due1001002,160 paid off000 paid off000
45 2,613 16500 30000 paid due500500280,800 paid due1001002,100 paid off000 paid off000
46 2,651 16500 30000 paid due500500280,080 paid due1001002,040 paid off000 paid off000
47 2,689 16500 30000 paid due500500279,360 paid due1001001,980 paid off000 paid off000
48 2,727 16500 30000 paid due500500278,640 paid due1001001,920 paid off000 paid off000
49 2,766 16500 30000 paid due500500277,920 paid due1001001,860 paid off000 paid off000
50 2,804 16500 30000 paid due500500277,200 paid due1001001,800 paid off000 paid off000
51 2,842 16500 30000 paid due500500276,480 paid due1001001,740 paid off000 paid off000
52 2,880 16500 30000 paid due500500275,760 paid due1001001,680 paid off000 paid off000
53 2,918 16500 30000 paid due500500275,040 paid due1001001,620 paid off000 paid off000
54 2,956 16500 30000 paid due500500274,320 paid due1001001,560 paid off000 paid off000
55 2,995 16500 30000 paid due500500273,600 paid due1001001,500 paid off000 paid off000
56 3,033 16500 30000 paid due500500272,880 paid due1001001,440 paid off000 paid off000
57 3,071 16500 30000 paid due500500272,160 paid due1001001,380 paid off000 paid off000
58 3,109 16500 30000 paid due500500271,440 paid due1001001,320 paid off000 paid off000
59 3,147 16500 30000 paid due500500270,720 paid due1001001,260 paid off000 paid off000
60 3,185 16500 30000 paid due500500270,000 paid due1001001,200 paid off000 paid off000

Middle income, rural, family oriented

Goodnight John-Boy! The classic class rural family, these folks are focused on making a nice home for themselves and their children.

Model Overview

Basic InfoAmount
Monthly Income:4,947
Income Tax Rate %: 17.00
Fuel Tax Rate %:15.00
Population Est:9,067,948
ProductFinance TypeStart Payment Info
food / water, mainstream Cash 500
house, mainstream Loan $2,550/mo, 270,000 total, 8% interest
car, mainstream Loan $350/mo, 15,000 total, 8% interest
appliances / mainstream Loan $350/mo, 15,000 total, 8% interest
furniture, mainstream Loan $116/mo, 5,000 total, 8% interest
communications, mainstream Cash 400

A Sample Run

PeriodSavings food / water, mainstream house, mainstream car, mainstream appliances / mainstream furniture, mainstream communications, mainstream
CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left
1 4,106 00720 paid due2,55045,900186,480 paid off00180 paid off007,140 paid off001,920 00540
2 5,510 50000 paid due2,55043,350185,760 paid off00120 paid off007,080 paid off001,680 00480
3 6,415 50000 paid due2,55040,800185,040 paid off0060 paid off007,020 paid off001,440 00420
4 7,319 50000 paid due2,55038,250184,320 paid due35020,6500 paid off006,960 paid off001,200 00360
5 7,874 50000 paid due2,55035,700183,600 paid due35020,3005,700 paid off006,900 paid off00960 00300
6 8,428 50000 paid due2,55033,150182,880 paid due35019,9505,640 paid off006,840 paid off00720 00240
7 8,983 50000 paid due2,55030,600182,160 paid due35019,6005,580 paid off006,780 paid off00480 00180
8 9,537 50000 paid due2,55028,050181,440 paid due35019,2505,520 paid off006,720 paid off00240 00120
9 10,091 50000 paid due2,55025,500180,720 paid due35018,9005,460 paid off006,660 paid due1166,8830 0060
10 10,529 50000 paid due2,55022,950180,000 paid due35018,5505,400 paid off006,600 paid due1166,76647,760 40000
11 10,567 50000 paid due2,55020,400179,280 paid due35018,2005,340 paid off006,540 paid due1166,65047,520 002,340
12 11,005 50000 paid due2,55017,850178,560 paid due35017,8505,280 paid off006,480 paid due1166,53347,280 002,280
13 11,443 50000 paid due2,55015,300177,840 paid due35017,5005,220 paid off006,420 paid due1166,41647,040 002,220
14 11,880 50000 paid due2,55012,750177,120 paid due35017,1505,160 paid off006,360 paid due1166,30046,800 002,160
15 12,318 50000 paid due2,55010,200176,400 paid due35016,8005,100 paid off006,300 paid due1166,18346,560 002,100
16 12,756 50000 paid due2,5507,650175,680 paid due35016,4505,040 paid off006,240 paid due1166,06646,320 002,040
17 13,194 50000 paid due2,5505,100174,960 paid due35016,1004,980 paid off006,180 paid due1165,95046,080 001,980
18 13,632 50000 paid due2,5502,550174,240 paid due35015,7504,920 paid off006,120 paid due1165,83345,840 001,920
19 14,069 50000 paid due2,5500173,520 paid due35015,4004,860 paid off006,060 paid due1165,71645,600 001,860
20 14,507 50000 paid off00172,800 paid due35015,0504,800 paid off006,000 paid due1165,60045,360 001,800
21 17,495 50000 paid off00172,080 paid due35014,7004,740 paid off005,940 paid due1165,48345,120 001,740
22 20,483 50000 paid off00171,360 paid due35014,3504,680 paid off005,880 paid due1165,36644,880 001,680
23 23,471 50000 paid off00170,640 paid due35014,0004,620 paid off005,820 paid due1165,25044,640 001,620
24 26,458 50000 paid off00169,920 paid due35013,6504,560 paid off005,760 paid due1165,13344,400 001,560
25 29,446 50000 paid off00169,200 paid due35013,3004,500 paid off005,700 paid due1165,01644,160 001,500
26 32,434 50000 paid off00168,480 paid due35012,9504,440 paid off005,640 paid due1164,90043,920 001,440
27 35,422 50000 paid off00167,760 paid due35012,6004,380 paid off005,580 paid due1164,78343,680 001,380
28 38,410 50000 paid off00167,040 paid due35012,2504,320 paid off005,520 paid due1164,66643,440 001,320
29 41,397 50000 paid off00166,320 paid due35011,9004,260 paid off005,460 paid due1164,55043,200 001,260
30 44,385 50000 paid off00165,600 paid due35011,5504,200 paid off005,400 paid due1164,43342,960 001,200
31 47,373 50000 paid off00164,880 paid due35011,2004,140 paid off005,340 paid due1164,31642,720 001,140
32 50,361 50000 paid off00164,160 paid due35010,8504,080 paid off005,280 paid due1164,20042,480 001,080
33 53,349 50000 paid off00163,440 paid due35010,5004,020 paid off005,220 paid due1164,08342,240 001,020
34 56,336 50000 paid off00162,720 paid due35010,1503,960 paid off005,160 paid due1163,96642,000 00960
35 59,324 50000 paid off00162,000 paid due3509,8003,900 paid off005,100 paid due1163,85041,760 00900
36 62,312 50000 paid off00161,280 paid due3509,4503,840 paid off005,040 paid due1163,73341,520 00840
37 65,300 50000 paid off00160,560 paid due3509,1003,780 paid off004,980 paid due1163,61641,280 00780
38 68,288 50000 paid off00159,840 paid due3508,7503,720 paid off004,920 paid due1163,50041,040 00720
39 71,275 50000 paid off00159,120 paid due3508,4003,660 paid off004,860 paid due1163,38340,800 00660
40 74,263 50000 paid off00158,400 paid due3508,0503,600 paid off004,800 paid due1163,26640,560 00600
41 77,251 50000 paid off00157,680 paid due3507,7003,540 paid off004,740 paid due1163,15040,320 00540
42 80,239 50000 paid off00156,960 paid due3507,3503,480 paid off004,680 paid due1163,03340,080 00480
43 83,227 50000 paid off00156,240 paid due3507,0003,420 paid off004,620 paid due1162,91639,840 00420
44 86,214 50000 paid off00155,520 paid due3506,6503,360 paid off004,560 paid due1162,80039,600 00360
45 89,202 50000 paid off00154,800 paid due3506,3003,300 paid off004,500 paid due1162,68339,360 00300
46 92,190 50000 paid off00154,080 paid due3505,9503,240 paid off004,440 paid due1162,56639,120 00240
47 95,178 50000 paid off00153,360 paid due3505,6003,180 paid off004,380 paid due1162,45038,880 00180
48 98,166 50000 paid off00152,640 paid due3505,2503,120 paid off004,320 paid due1162,33338,640 00120
49 101,153 50000 paid off00151,920 paid due3504,9003,060 paid off004,260 paid due1162,21638,400 0060
50 104,141 50000 paid off00151,200 paid due3504,5503,000 paid off004,200 paid due1162,10038,160 40000
51 106,729 50000 paid off00150,480 paid due3504,2002,940 paid off004,140 paid due1161,98337,920 002,340
52 109,717 50000 paid off00149,760 paid due3503,8502,880 paid off004,080 paid due1161,86637,680 002,280
53 112,705 50000 paid off00149,040 paid due3503,5002,820 paid off004,020 paid due1161,75037,440 002,220
54 115,692 50000 paid off00148,320 paid due3503,1502,760 paid off003,960 paid due1161,63337,200 002,160
55 118,680 50000 paid off00147,600 paid due3502,8002,700 paid off003,900 paid due1161,51636,960 002,100
56 121,668 50000 paid off00146,880 paid due3502,4502,640 paid off003,840 paid due1161,40036,720 002,040
57 124,656 50000 paid off00146,160 paid due3502,1002,580 paid off003,780 paid due1161,28336,480 001,980
58 127,644 50000 paid off00145,440 paid due3501,7502,520 paid off003,720 paid due1161,16636,240 001,920
59 130,631 50000 paid off00144,720 paid due3501,4002,460 paid off003,660 paid due1161,05036,000 001,860
60 133,619 50000 paid off00144,000 paid due3501,0502,400 paid off003,600 paid due11693335,760 001,800

Middle income, rural, likes to party

Whose your driver! These middle income folks don't like to be tied down, so they rent and enjoy a good drink and a smoke.

Model Overview

Basic InfoAmount
Monthly Income:3,582
Income Tax Rate %: 17.00
Fuel Tax Rate %:15.00
Population Est:3,886,263
ProductFinance TypeStart Payment Info
smokes n drinks, medium Cash 500
food / water, mainstream Cash 500
apartment, mainstream Rent 1,200
car, mainstream Loan $350/mo, 15,000 total, 8% interest
communications, mainstream Cash 400
appliances / mainstream Loan $350/mo, 15,000 total, 8% interest

A Sample Run

PeriodSavings smokes n drinks, medium food / water, mainstream apartment, mainstream car, mainstream communications, mainstream appliances / mainstream
CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left
1 2,973 00720 00720 paid due1,2001,200262,800 paid due35015,7504,920 00120 paid due35010,8509,120
2 3,894 55000 50000 paid due1,2001,200262,080 paid due35015,4004,860 0060 paid due35010,5009,060
3 3,766 55000 50000 paid due1,2001,200261,360 paid due35015,0504,800 40000 paid due35010,1509,000
4 3,237 55000 50000 paid due1,2001,200260,640 paid due35014,7004,740 002,340 paid due3509,8008,940
5 3,109 55000 50000 paid due1,2001,200259,920 paid due35014,3504,680 002,280 paid due3509,4508,880
6 2,980 55000 50000 paid due1,2001,200259,200 paid due35014,0004,620 002,220 missed pymt09,1008,820
7 3,202 55000 50000 paid due1,2001,200258,480 paid due35013,6504,560 002,160 paid payment3508,7508,760
8 3,073 55000 50000 paid due1,2001,200257,760 paid due35013,3004,500 002,100 missed pymt08,4008,700
9 3,295 55000 50000 paid due1,2001,200257,040 paid due35012,9504,440 002,040 paid payment3508,0508,640
10 3,166 55000 50000 paid due1,2001,200256,320 paid due35012,6004,380 001,980 paid payment3507,7008,580
11 3,038 55000 50000 paid due1,2001,200255,600 paid due35012,2504,320 001,920 missed pymt07,3508,520
12 3,259 55000 50000 paid due1,2001,200254,880 paid due35011,9004,260 001,860 paid payment3507,0008,460
13 3,131 55000 50000 paid due1,2001,200254,160 paid due35011,5504,200 001,800 paid payment3506,6508,400
14 3,003 55000 50000 paid due1,2001,200253,440 paid due35011,2004,140 001,740 missed pymt06,3008,340
15 3,224 55000 50000 paid due1,2001,200252,720 paid due35010,8504,080 001,680 paid payment3505,9508,280
16 3,096 55000 50000 paid due1,2001,200252,000 paid due35010,5004,020 001,620 missed pymt05,6008,220
17 3,317 55000 50000 paid due1,2001,200251,280 paid due35010,1503,960 001,560 paid payment3505,2508,160
18 3,189 55000 50000 paid due1,2001,200250,560 paid due3509,8003,900 001,500 paid payment3504,9008,100
19 3,060 55000 50000 paid due1,2001,200249,840 paid due3509,4503,840 001,440 missed pymt04,5508,040
20 3,282 55000 50000 paid due1,2001,200249,120 paid due3509,1003,780 001,380 paid payment3504,2007,980
21 3,153 55000 50000 paid due1,2001,200248,400 paid due3508,7503,720 001,320 paid payment3503,8507,920
22 3,025 55000 50000 paid due1,2001,200247,680 paid due3508,4003,660 001,260 missed pymt03,5007,860
23 3,246 55000 50000 paid due1,2001,200246,960 paid due3508,0503,600 001,200 paid payment3503,1507,800
24 3,118 55000 50000 paid due1,2001,200246,240 paid due3507,7003,540 001,140 paid payment3502,8007,740
25 2,989 55000 50000 paid due1,2001,200245,520 paid due3507,3503,480 001,080 missed pymt02,4507,680
26 3,211 55000 50000 paid due1,2001,200244,800 paid due3507,0003,420 001,020 paid payment3502,1007,620
27 3,082 55000 50000 paid due1,2001,200244,080 paid due3506,6503,360 00960 missed pymt01,7507,560
28 3,304 55000 50000 paid due1,2001,200243,360 paid due3506,3003,300 00900 paid payment3501,4007,500
29 3,175 55000 50000 paid due1,2001,200242,640 paid due3505,9503,240 00840 paid payment3501,0507,440
30 3,047 55000 50000 paid due1,2001,200241,920 paid due3505,6003,180 00780 missed pymt07007,380
31 3,268 55000 50000 paid due1,2001,200241,200 paid due3505,2503,120 00720 paid payment3503507,320
32 3,140 55000 50000 paid due1,2001,200240,480 paid due3504,9003,060 00660 paid payment35007,260
33 3,011 55000 50000 paid due1,2001,200239,760 paid due3504,5503,000 00600 missed pymt007,200
34 3,233 55000 50000 paid due1,2001,200239,040 paid due3504,2002,940 00540 paid payment35007,140
35 3,104 55000 50000 paid due1,2001,200238,320 paid due3503,8502,880 00480 paid payment35007,080
36 2,976 55000 50000 paid due1,2001,200237,600 paid due3503,5002,820 00420 missed pymt007,020
37 3,197 55000 50000 paid due1,2001,200236,880 paid due3503,1502,760 00360 paid payment35006,960
38 3,069 55000 50000 paid due1,2001,200236,160 paid due3502,8002,700 00300 missed pymt006,900
39 3,290 55000 50000 paid due1,2001,200235,440 paid due3502,4502,640 00240 paid payment35006,840
40 3,162 55000 50000 paid due1,2001,200234,720 paid due3502,1002,580 00180 paid payment35006,780
41 3,033 55000 50000 paid due1,2001,200234,000 paid due3501,7502,520 00120 missed pymt006,720
42 3,255 55000 50000 paid due1,2001,200233,280 paid due3501,4002,460 0060 paid payment35006,660
43 3,126 55000 50000 paid due1,2001,200232,560 missed pymt01,0502,400 40000 missed pymt006,600
44 3,298 55000 50000 paid due1,2001,200231,840 paid due7007002,340 002,340 missed pymt006,540
45 3,169 55000 50000 paid due1,2001,200231,120 paid due3503502,280 002,280 paid payment35006,480
46 3,041 55000 50000 paid due1,2001,200230,400 paid due35002,220 002,220 missed pymt006,420
47 3,262 55000 50000 paid due1,2001,200229,680 paid off002,160 002,160 paid payment35006,360
48 3,484 55000 50000 paid due1,2001,200228,960 paid off002,100 002,100 paid due70006,300
49 3,355 55000 50000 paid due1,2001,200228,240 paid off002,040 002,040 paid off006,240
50 3,927 55000 50000 paid due1,2001,200227,520 paid off001,980 001,980 paid off006,180
51 4,499 55000 50000 paid due1,2001,200226,800 paid off001,920 001,920 paid off006,120
52 5,070 55000 50000 paid due1,2001,200226,080 paid off001,860 001,860 paid off006,060
53 5,642 55000 50000 paid due1,2001,200225,360 paid off001,800 001,800 paid off006,000
54 6,213 55000 50000 paid due1,2001,200224,640 paid off001,740 001,740 paid off005,940
55 6,785 55000 50000 paid due1,2001,200223,920 paid off001,680 001,680 paid off005,880
56 7,356 55000 50000 paid due1,2001,200223,200 paid off001,620 001,620 paid off005,820
57 7,928 55000 50000 paid due1,2001,200222,480 paid off001,560 001,560 paid off005,760
58 8,499 55000 50000 paid due1,2001,200221,760 paid off001,500 001,500 paid off005,700
59 9,071 55000 50000 paid due1,2001,200221,040 paid off001,440 001,440 paid off005,640
60 9,642 55000 50000 paid due1,2001,200220,320 paid off001,380 001,380 paid off005,580

Middle income, urban, family oriented

Dockers and notebooks! These self styled urban sophisticates work to bring a cultured city life to their families.

Model Overview

Basic InfoAmount
Monthly Income:3,030
Income Tax Rate %: 17.00
Fuel Tax Rate %:15.00
Population Est:35,822,885
ProductFinance TypeStart Payment Info
food / water, mainstream Cash 500
apartment, mainstream Rent 1,200
mass transit, mainstream Rent 200
appliances / mainstream Loan $350/mo, 15,000 total, 8% interest
furniture, mainstream Loan $116/mo, 5,000 total, 8% interest
communications, mainstream Cash 400

A Sample Run

PeriodSavings food / water, mainstream apartment, mainstream mass transit, mainstream appliances / mainstream furniture, mainstream communications, mainstream
CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left
1 2,515 00720 paid due1,2001,200220,320 paid due2002007,650 paid off00240 paid off0018,480 001,860
2 3,617 50000 paid due1,2001,200219,600 paid due2002007,560 paid off00180 paid off0018,240 001,800
3 4,219 50000 paid due1,2001,200218,880 paid due2002007,470 paid off00120 paid off0018,000 001,740
4 4,821 50000 paid due1,2001,200218,160 paid due2002007,380 paid off0060 paid off0017,760 001,680
5 5,422 50000 paid due1,2001,200217,440 paid due2002007,290 paid due35020,6500 paid off0017,520 001,620
6 5,674 50000 paid due1,2001,200216,720 paid due2002007,200 paid due35020,30010,740 paid off0017,280 001,560
7 5,926 50000 paid due1,2001,200216,000 paid due2002007,110 paid due35019,95010,680 paid off0017,040 001,500
8 6,178 50000 paid due1,2001,200215,280 paid due2002007,020 paid due35019,60010,620 paid off0016,800 001,440
9 6,430 50000 paid due1,2001,200214,560 paid due2002006,930 paid due35019,25010,560 paid off0016,560 001,380
10 6,681 50000 paid due1,2001,200213,840 paid due2002006,840 paid due35018,90010,500 paid off0016,320 001,320
11 6,933 50000 paid due1,2001,200213,120 paid due2002006,750 paid due35018,55010,440 paid off0016,080 001,260
12 7,185 50000 paid due1,2001,200212,400 paid due2002006,660 paid due35018,20010,380 paid off0015,840 001,200
13 7,437 50000 paid due1,2001,200211,680 paid due2002006,570 paid due35017,85010,320 paid off0015,600 001,140
14 7,689 50000 paid due1,2001,200210,960 paid due2002006,480 paid due35017,50010,260 paid off0015,360 001,080
15 7,940 50000 paid due1,2001,200210,240 paid due2002006,390 paid due35017,15010,200 paid off0015,120 001,020
16 8,192 50000 paid due1,2001,200209,520 paid due2002006,300 paid due35016,80010,140 paid off0014,880 00960
17 8,444 50000 paid due1,2001,200208,800 paid due2002006,210 paid due35016,45010,080 paid off0014,640 00900
18 8,696 50000 paid due1,2001,200208,080 paid due2002006,120 paid due35016,10010,020 paid off0014,400 00840
19 8,948 50000 paid due1,2001,200207,360 paid due2002006,030 paid due35015,7509,960 paid off0014,160 00780
20 9,199 50000 paid due1,2001,200206,640 paid due2002005,940 paid due35015,4009,900 paid off0013,920 00720
21 9,451 50000 paid due1,2001,200205,920 paid due2002005,850 paid due35015,0509,840 paid off0013,680 00660
22 9,703 50000 paid due1,2001,200205,200 paid due2002005,760 paid due35014,7009,780 paid off0013,440 00600
23 9,955 50000 paid due1,2001,200204,480 paid due2002005,670 paid due35014,3509,720 paid off0013,200 00540
24 10,207 50000 paid due1,2001,200203,760 paid due2002005,580 paid due35014,0009,660 paid off0012,960 00480
25 10,458 50000 paid due1,2001,200203,040 paid due2002005,490 paid due35013,6509,600 paid off0012,720 00420
26 10,710 50000 paid due1,2001,200202,320 paid due2002005,400 paid due35013,3009,540 paid off0012,480 00360
27 10,962 50000 paid due1,2001,200201,600 paid due2002005,310 paid due35012,9509,480 paid off0012,240 00300
28 11,214 50000 paid due1,2001,200200,880 paid due2002005,220 paid due35012,6009,420 paid off0012,000 00240
29 11,466 50000 paid due1,2001,200200,160 paid due2002005,130 paid due35012,2509,360 paid off0011,760 00180
30 11,717 50000 paid due1,2001,200199,440 paid due2002005,040 paid due35011,9009,300 paid off0011,520 00120
31 11,969 50000 paid due1,2001,200198,720 paid due2002004,950 paid due35011,5509,240 paid off0011,280 0060
32 12,221 50000 paid due1,2001,200198,000 paid due2002004,860 paid due35011,2009,180 paid off0011,040 40000
33 12,073 50000 paid due1,2001,200197,280 paid due2002004,770 paid due35010,8509,120 paid off0010,800 002,340
34 12,325 50000 paid due1,2001,200196,560 paid due2002004,680 paid due35010,5009,060 paid off0010,560 002,280
35 12,576 50000 paid due1,2001,200195,840 paid due2002004,590 paid due35010,1509,000 paid off0010,320 002,220
36 12,828 50000 paid due1,2001,200195,120 paid due2002004,500 paid due3509,8008,940 paid off0010,080 002,160
37 13,080 50000 paid due1,2001,200194,400 paid due2002004,410 paid due3509,4508,880 paid off009,840 002,100
38 13,332 50000 paid due1,2001,200193,680 paid due2002004,320 paid due3509,1008,820 paid off009,600 002,040
39 13,584 50000 paid due1,2001,200192,960 paid due2002004,230 paid due3508,7508,760 paid off009,360 001,980
40 13,835 50000 paid due1,2001,200192,240 paid due2002004,140 paid due3508,4008,700 paid off009,120 001,920
41 14,087 50000 paid due1,2001,200191,520 paid due2002004,050 paid due3508,0508,640 paid off008,880 001,860
42 14,339 50000 paid due1,2001,200190,800 paid due2002003,960 paid due3507,7008,580 paid off008,640 001,800
43 14,591 50000 paid due1,2001,200190,080 paid due2002003,870 paid due3507,3508,520 paid off008,400 001,740
44 14,843 50000 paid due1,2001,200189,360 paid due2002003,780 paid due3507,0008,460 paid off008,160 001,680
45 15,094 50000 paid due1,2001,200188,640 paid due2002003,690 paid due3506,6508,400 paid off007,920 001,620
46 15,346 50000 paid due1,2001,200187,920 paid due2002003,600 paid due3506,3008,340 paid off007,680 001,560
47 15,598 50000 paid due1,2001,200187,200 paid due2002003,510 paid due3505,9508,280 paid off007,440 001,500
48 15,850 50000 paid due1,2001,200186,480 paid due2002003,420 paid due3505,6008,220 paid off007,200 001,440
49 16,102 50000 paid due1,2001,200185,760 paid due2002003,330 paid due3505,2508,160 paid off006,960 001,380
50 16,353 50000 paid due1,2001,200185,040 paid due2002003,240 paid due3504,9008,100 paid off006,720 001,320
51 16,605 50000 paid due1,2001,200184,320 paid due2002003,150 paid due3504,5508,040 paid off006,480 001,260
52 16,857 50000 paid due1,2001,200183,600 paid due2002003,060 paid due3504,2007,980 paid off006,240 001,200
53 17,109 50000 paid due1,2001,200182,880 paid due2002002,970 paid due3503,8507,920 paid off006,000 001,140
54 17,361 50000 paid due1,2001,200182,160 paid due2002002,880 paid due3503,5007,860 paid off005,760 001,080
55 17,612 50000 paid due1,2001,200181,440 paid due2002002,790 paid due3503,1507,800 paid off005,520 001,020
56 17,864 50000 paid due1,2001,200180,720 paid due2002002,700 paid due3502,8007,740 paid off005,280 00960
57 18,116 50000 paid due1,2001,200180,000 paid due2002002,610 paid due3502,4507,680 paid off005,040 00900
58 18,368 50000 paid due1,2001,200179,280 paid due2002002,520 paid due3502,1007,620 paid off004,800 00840
59 18,620 50000 paid due1,2001,200178,560 paid due2002002,430 paid due3501,7507,560 paid off004,560 00780
60 18,871 50000 paid due1,2001,200177,840 paid due2002002,340 paid due3501,4007,500 paid off004,320 00720

Middle income, urban, likes to party

iPhones and Yuengling! This middle income demographic likes to enjoy the pleasures of the city.

Model Overview

Basic InfoAmount
Monthly Income:3,245
Income Tax Rate %: 17.00
Fuel Tax Rate %:15.00
Population Est:15,352,665
ProductFinance TypeStart Payment Info
smokes n drinks, medium Cash 500
food / water, mainstream Cash 500
apartment, mainstream Rent 1,200
mass transit, mainstream Rent 200
communications, mainstream Cash 400
appliances / mainstream Loan $350/mo, 15,000 total, 8% interest

A Sample Run

PeriodSavings smokes n drinks, medium food / water, mainstream apartment, mainstream mass transit, mainstream communications, mainstream appliances / mainstream
CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left
1 2,693 00720 00720 paid due1,2001,2002,880 paid due2002002,610 001,320 paid off003,180
2 3,973 55000 50000 paid due1,2001,2002,160 paid due2002002,520 001,260 paid off003,120
3 4,203 55000 50000 paid due1,2001,2001,440 paid due2002002,430 001,200 paid off003,060
4 4,433 55000 50000 paid due1,2001,200720 paid due2002002,340 001,140 paid off003,000
5 4,662 55000 50000 paid due1,2001,2000 paid due2002002,250 001,080 paid off002,940
6 4,892 55000 50000 paid due1,2001,200431,280 paid due2002002,160 001,020 paid off002,880
7 5,122 55000 50000 paid due1,2001,200430,560 paid due2002002,070 00960 paid off002,820
8 5,352 55000 50000 paid due1,2001,200429,840 paid due2002001,980 00900 paid off002,760
9 5,582 55000 50000 paid due1,2001,200429,120 paid due2002001,890 00840 paid off002,700
10 5,812 55000 50000 paid due1,2001,200428,400 paid due2002001,800 00780 paid off002,640
11 6,042 55000 50000 paid due1,2001,200427,680 paid due2002001,710 00720 paid off002,580
12 6,271 55000 50000 paid due1,2001,200426,960 paid due2002001,620 00660 paid off002,520
13 6,501 55000 50000 paid due1,2001,200426,240 paid due2002001,530 00600 paid off002,460
14 6,731 55000 50000 paid due1,2001,200425,520 paid due2002001,440 00540 paid off002,400
15 6,961 55000 50000 paid due1,2001,200424,800 paid due2002001,350 00480 paid off002,340
16 7,191 55000 50000 paid due1,2001,200424,080 paid due2002001,260 00420 paid off002,280
17 7,421 55000 50000 paid due1,2001,200423,360 paid due2002001,170 00360 paid off002,220
18 7,650 55000 50000 paid due1,2001,200422,640 paid due2002001,080 00300 paid off002,160
19 7,880 55000 50000 paid due1,2001,200421,920 paid due200200990 00240 paid off002,100
20 8,110 55000 50000 paid due1,2001,200421,200 paid due200200900 00180 paid off002,040
21 8,340 55000 50000 paid due1,2001,200420,480 paid due200200810 00120 paid off001,980
22 8,570 55000 50000 paid due1,2001,200419,760 paid due200200720 0060 paid off001,920
23 8,800 55000 50000 paid due1,2001,200419,040 paid due200200630 40000 paid off001,860
24 8,629 55000 50000 paid due1,2001,200418,320 paid due200200540 002,340 paid off001,800
25 8,859 55000 50000 paid due1,2001,200417,600 paid due200200450 002,280 paid off001,740
26 9,089 55000 50000 paid due1,2001,200416,880 paid due200200360 002,220 paid off001,680
27 9,319 55000 50000 paid due1,2001,200416,160 paid due200200270 002,160 paid off001,620
28 9,549 55000 50000 paid due1,2001,200415,440 paid due200200180 002,100 paid off001,560
29 9,779 55000 50000 paid due1,2001,200414,720 paid due20020090 002,040 paid off001,500
30 10,008 55000 50000 paid due1,2001,200414,000 paid due2002000 001,980 paid off001,440
31 10,238 55000 50000 paid due1,2001,200413,280 paid due2002008,550 001,920 paid off001,380
32 10,468 55000 50000 paid due1,2001,200412,560 paid due2002008,460 001,860 paid off001,320
33 10,698 55000 50000 paid due1,2001,200411,840 paid due2002008,370 001,800 paid off001,260
34 10,928 55000 50000 paid due1,2001,200411,120 paid due2002008,280 001,740 paid off001,200
35 11,158 55000 50000 paid due1,2001,200410,400 paid due2002008,190 001,680 paid off001,140
36 11,387 55000 50000 paid due1,2001,200409,680 paid due2002008,100 001,620 paid off001,080
37 11,617 55000 50000 paid due1,2001,200408,960 paid due2002008,010 001,560 paid off001,020
38 11,847 55000 50000 paid due1,2001,200408,240 paid due2002007,920 001,500 paid off00960
39 12,077 55000 50000 paid due1,2001,200407,520 paid due2002007,830 001,440 paid off00900
40 12,307 55000 50000 paid due1,2001,200406,800 paid due2002007,740 001,380 paid off00840
41 12,537 55000 50000 paid due1,2001,200406,080 paid due2002007,650 001,320 paid off00780
42 12,766 55000 50000 paid due1,2001,200405,360 paid due2002007,560 001,260 paid off00720
43 12,996 55000 50000 paid due1,2001,200404,640 paid due2002007,470 001,200 paid off00660
44 13,226 55000 50000 paid due1,2001,200403,920 paid due2002007,380 001,140 paid off00600
45 13,456 55000 50000 paid due1,2001,200403,200 paid due2002007,290 001,080 paid off00540
46 13,686 55000 50000 paid due1,2001,200402,480 paid due2002007,200 001,020 paid off00480
47 13,916 55000 50000 paid due1,2001,200401,760 paid due2002007,110 00960 paid off00420
48 14,145 55000 50000 paid due1,2001,200401,040 paid due2002007,020 00900 paid off00360
49 14,375 55000 50000 paid due1,2001,200400,320 paid due2002006,930 00840 paid off00300
50 14,605 55000 50000 paid due1,2001,200399,600 paid due2002006,840 00780 paid off00240
51 14,835 55000 50000 paid due1,2001,200398,880 paid due2002006,750 00720 paid off00180
52 15,065 55000 50000 paid due1,2001,200398,160 paid due2002006,660 00660 paid off00120
53 15,295 55000 50000 paid due1,2001,200397,440 paid due2002006,570 00600 paid off0060
54 15,525 55000 50000 paid due1,2001,200396,720 paid due2002006,480 00540 paid off000
55 15,761 55000 50000 paid due1,2001,200396,000 paid due2002006,390 00480 paid off000
56 15,998 55000 50000 paid due1,2001,200395,280 paid due2002006,300 00420 paid off000
57 16,235 55000 50000 paid due1,2001,200394,560 paid due2002006,210 00360 paid off000
58 16,471 55000 50000 paid due1,2001,200393,840 paid due2002006,120 00300 paid off000
59 16,708 55000 50000 paid due1,2001,200393,120 paid due2002006,030 00240 paid off000
60 16,945 55000 50000 paid due1,2001,200392,400 paid due2002005,940 00180 paid off000

High income, rural, family oriented

Taking the kids sailing on the lake! These professional rural households work hard and save to make a better life for themselves.

Model Overview

Basic InfoAmount
Monthly Income:9,801
Income Tax Rate %: 31.00
Fuel Tax Rate %:15.00
Population Est:2,586,435
ProductFinance TypeStart Payment Info
food / water, premium Cash 1,000
house, premium Loan $4,305/mo, 500,000 total, 7% interest
car, premium Loan $787/mo, 35,000 total, 7% interest
appliances / premium Loan $157/mo, 7,000 total, 7% interest
furniture, premium Loan $562/mo, 25,000 total, 7% interest
communications, premium Cash 700

A Sample Run

PeriodSavings food / water, premium house, premium car, premium appliances / premium furniture, premium communications, premium
CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left
1 6,763 00720 paid due4,305155,000199,440 paid off001,920 paid off003,000 paid off002,640 001,500
2 9,069 1,00000 paid due4,305150,694198,720 paid off001,860 paid off002,940 paid off002,400 001,440
3 10,375 1,00000 paid due4,305146,388198,000 paid off001,800 paid off002,880 paid off002,160 001,380
4 11,681 1,00000 paid due4,305142,083197,280 paid off001,740 paid off002,820 paid off001,920 001,320
5 12,987 1,00000 paid due4,305137,777196,560 paid off001,680 paid off002,760 paid off001,680 001,260
6 14,293 1,00000 paid due4,305133,472195,840 paid off001,620 paid off002,700 paid off001,440 001,200
7 15,598 1,00000 paid due4,305129,166195,120 paid off001,560 paid off002,640 paid off001,200 001,140
8 16,904 1,00000 paid due4,305124,861194,400 paid off001,500 paid off002,580 paid off00960 001,080
9 18,210 1,00000 paid due4,305120,555193,680 paid off001,440 paid off002,520 paid off00720 001,020
10 19,516 1,00000 paid due4,305116,250192,960 paid off001,380 paid off002,460 paid off00480 00960
11 20,822 1,00000 paid due4,305111,944192,240 paid off001,320 paid off002,400 paid off00240 00900
12 22,128 1,00000 paid due4,305107,638191,520 paid off001,260 paid off002,340 paid off000 00840
13 23,434 1,00000 paid due4,305103,333190,800 paid off001,200 paid off002,280 paid off000 00780
14 24,740 1,00000 paid due4,30599,027190,080 paid off001,140 paid off002,220 paid off000 00720
15 26,046 1,00000 paid due4,30594,722189,360 paid off001,080 paid off002,160 paid off000 00660
16 27,352 1,00000 paid due4,30590,416188,640 paid off001,020 paid off002,100 paid off000 00600
17 28,658 1,00000 paid due4,30586,111187,920 paid off00960 paid off002,040 paid off000 00540
18 29,964 1,00000 paid due4,30581,805187,200 paid off00900 paid off001,980 paid off000 00480
19 31,270 1,00000 paid due4,30577,500186,480 paid off00840 paid off001,920 paid off000 00420
20 32,576 1,00000 paid due4,30573,194185,760 paid off00780 paid off001,860 paid off000 00360
21 33,882 1,00000 paid due4,30568,888185,040 paid off00720 paid off001,800 paid off000 00300
22 35,188 1,00000 paid due4,30564,583184,320 paid off00660 paid off001,740 paid off000 00240
23 36,494 1,00000 paid due4,30560,277183,600 paid off00600 paid off001,680 paid off000 00180
24 37,800 1,00000 paid due4,30555,972182,880 paid off00540 paid off001,620 paid off000 00120
25 39,106 1,00000 paid due4,30551,666182,160 paid off00480 paid off001,560 paid off000 0060
26 40,411 1,00000 paid due4,30547,361181,440 paid off00420 paid off001,500 paid off000 70000
27 41,017 1,00000 paid due4,30543,055180,720 paid off00360 paid off001,440 paid off000 002,340
28 42,323 1,00000 paid due4,30538,750180,000 paid off00300 paid off001,380 paid off000 002,280
29 43,629 1,00000 paid due4,30534,444179,280 paid off00240 paid off001,320 paid off000 002,220
30 44,935 1,00000 paid due4,30530,138178,560 paid off00180 paid off001,260 paid off000 002,160
31 46,241 1,00000 paid due4,30525,833177,840 paid off00120 paid off001,200 paid off000 002,100
32 47,547 1,00000 paid due4,30521,527177,120 paid off0060 paid off001,140 paid off000 002,040
33 48,853 1,00000 paid due4,30517,222176,400 paid off000 paid off001,080 paid off000 001,980
34 50,297 1,00000 paid due4,30512,916175,680 paid off000 paid off001,020 paid off000 001,920
35 51,741 1,00000 paid due4,3058,611174,960 paid off000 paid off00960 paid off000 001,860
36 53,185 1,00000 paid due4,3054,305174,240 paid off000 paid off00900 paid off000 001,800
37 54,629 1,00000 paid due4,305(0)173,520 paid off000 paid off00840 paid off000 001,740
38 56,073 1,00000 paid off00172,800 paid off000 paid off00780 paid off000 001,680
39 61,822 1,00000 paid off00172,080 paid off000 paid off00720 paid off000 001,620
40 67,572 1,00000 paid off00171,360 paid off000 paid off00660 paid off000 001,560
41 73,321 1,00000 paid off00170,640 paid off000 paid off00600 paid off000 001,500
42 79,071 1,00000 paid off00169,920 paid off000 paid off00540 paid off000 001,440
43 84,820 1,00000 paid off00169,200 paid off000 paid off00480 paid off000 001,380
44 90,570 1,00000 paid off00168,480 paid off000 paid off00420 paid off000 001,320
45 96,319 1,00000 paid off00167,760 paid off000 paid off00360 paid off000 001,260
46 102,069 1,00000 paid off00167,040 paid off000 paid off00300 paid off000 001,200
47 107,818 1,00000 paid off00166,320 paid off000 paid off00240 paid off000 001,140
48 113,568 1,00000 paid off00165,600 paid off000 paid off00180 paid off000 001,080
49 119,317 1,00000 paid off00164,880 paid off000 paid off00120 paid off000 001,020
50 125,067 1,00000 paid off00164,160 paid off000 paid off0060 paid off000 00960
51 130,816 1,00000 paid off00163,440 paid off000 paid off000 paid off000 00900
52 136,573 1,00000 paid off00162,720 paid off000 paid off000 paid off000 00840
53 142,329 1,00000 paid off00162,000 paid off000 paid off000 paid off000 00780
54 148,086 1,00000 paid off00161,280 paid off000 paid off000 paid off000 00720
55 153,842 1,00000 paid off00160,560 paid off000 paid off000 paid off000 00660
56 159,598 1,00000 paid off00159,840 paid off000 paid off000 paid off000 00600
57 165,355 1,00000 paid off00159,120 paid off000 paid off000 paid off000 00540
58 171,111 1,00000 paid off00158,400 paid off000 paid off000 paid off000 00480
59 176,868 1,00000 paid off00157,680 paid off000 paid off000 paid off000 00420
60 182,624 1,00000 paid off00156,960 paid off000 paid off000 paid off000 00360

High income, rural, likes to party

These professional rural people live out in the country to enjoy the good life, and they do.

Model Overview

Basic InfoAmount
Monthly Income:7,354
Income Tax Rate %: 31.00
Fuel Tax Rate %:15.00
Population Est:1,108,472
ProductFinance TypeStart Payment Info
Loan $0/mo, 0 total, 0% interest
food / water, premium Cash 1,000
apartment, premium Rent 3,000
car, premium Loan $787/mo, 35,000 total, 7% interest
communications, premium Cash 700
appliances / premium Loan $157/mo, 7,000 total, 7% interest

A Sample Run

PeriodSavings food / water, premium apartment, premium car, premium communications, premium appliances / premium
CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left
1 5,074 paid off000 00720 paid due3,0003,000269,280 paid due78746,4625,760 0060 paid off00360
2 6,210 paid off000 1,00000 paid due3,0003,000268,560 paid due78745,6755,700 70000 paid off00300
3 5,645 paid off000 1,00000 paid due3,0003,000267,840 paid due78744,8875,640 002,340 paid off00240
4 5,781 paid off000 1,00000 paid due3,0003,000267,120 paid due78744,1005,580 002,280 paid off00180
5 5,916 paid off000 1,00000 paid due3,0003,000266,400 paid due78743,3125,520 002,220 paid off00120
6 6,052 paid off000 1,00000 paid due3,0003,000265,680 paid due78742,5255,460 002,160 paid off0060
7 6,187 paid off000 1,00000 paid due3,0003,000264,960 paid due78741,7375,400 002,100 paid off000
8 6,329 paid off000 1,00000 paid due3,0003,000264,240 paid due78740,9505,340 002,040 paid off000
9 6,472 paid off000 1,00000 paid due3,0003,000263,520 paid due78740,1625,280 001,980 paid off000
10 6,614 paid off000 1,00000 paid due3,0003,000262,800 paid due78739,3755,220 001,920 paid off000
11 6,757 paid off000 1,00000 paid due3,0003,000262,080 paid due78738,5875,160 001,860 paid off000
12 6,899 paid off000 1,00000 paid due3,0003,000261,360 paid due78737,8005,100 001,800 paid off000
13 7,041 paid off000 1,00000 paid due3,0003,000260,640 paid due78737,0125,040 001,740 paid off000
14 7,184 paid off000 1,00000 paid due3,0003,000259,920 paid due78736,2254,980 001,680 paid off000
15 7,326 paid off000 1,00000 paid due3,0003,000259,200 paid due78735,4374,920 001,620 paid off000
16 7,468 paid off000 1,00000 paid due3,0003,000258,480 paid due78734,6504,860 001,560 paid off000
17 7,611 paid off000 1,00000 paid due3,0003,000257,760 paid due78733,8624,800 001,500 paid off000
18 7,753 paid off000 1,00000 paid due3,0003,000257,040 paid due78733,0754,740 001,440 paid off000
19 7,895 paid off000 1,00000 paid due3,0003,000256,320 paid due78732,2874,680 001,380 paid off000
20 8,038 paid off000 1,00000 paid due3,0003,000255,600 paid due78731,5004,620 001,320 paid off000
21 8,180 paid off000 1,00000 paid due3,0003,000254,880 paid due78730,7124,560 001,260 paid off000
22 8,323 paid off000 1,00000 paid due3,0003,000254,160 paid due78729,9254,500 001,200 paid off000
23 8,465 paid off000 1,00000 paid due3,0003,000253,440 paid due78729,1374,440 001,140 paid off000
24 8,607 paid off000 1,00000 paid due3,0003,000252,720 paid due78728,3504,380 001,080 paid off000
25 8,750 paid off000 1,00000 paid due3,0003,000252,000 paid due78727,5624,320 001,020 paid off000
26 8,892 paid off000 1,00000 paid due3,0003,000251,280 paid due78726,7754,260 00960 paid off000
27 9,034 paid off000 1,00000 paid due3,0003,000250,560 paid due78725,9874,200 00900 paid off000
28 9,177 paid off000 1,00000 paid due3,0003,000249,840 paid due78725,2004,140 00840 paid off000
29 9,319 paid off000 1,00000 paid due3,0003,000249,120 paid due78724,4124,080 00780 paid off000
30 9,461 paid off000 1,00000 paid due3,0003,000248,400 paid due78723,6254,020 00720 paid off000
31 9,604 paid off000 1,00000 paid due3,0003,000247,680 paid due78722,8373,960 00660 paid off000
32 9,746 paid off000 1,00000 paid due3,0003,000246,960 paid due78722,0503,900 00600 paid off000
33 9,889 paid off000 1,00000 paid due3,0003,000246,240 paid due78721,2623,840 00540 paid off000
34 10,031 paid off000 1,00000 paid due3,0003,000245,520 paid due78720,4753,780 00480 paid off000
35 10,173 paid off000 1,00000 paid due3,0003,000244,800 paid due78719,6873,720 00420 paid off000
36 10,316 paid off000 1,00000 paid due3,0003,000244,080 paid due78718,9003,660 00360 paid off000
37 10,458 paid off000 1,00000 paid due3,0003,000243,360 paid due78718,1123,600 00300 paid off000
38 10,600 paid off000 1,00000 paid due3,0003,000242,640 paid due78717,3253,540 00240 paid off000
39 10,743 paid off000 1,00000 paid due3,0003,000241,920 paid due78716,5373,480 00180 paid off000
40 10,885 paid off000 1,00000 paid due3,0003,000241,200 paid due78715,7503,420 00120 paid off000
41 11,028 paid off000 1,00000 paid due3,0003,000240,480 paid due78714,9623,360 0060 paid off000
42 11,170 paid off000 1,00000 paid due3,0003,000239,760 paid due78714,1753,300 70000 paid off000
43 10,612 paid off000 1,00000 paid due3,0003,000239,040 paid due78713,3873,240 002,340 paid off000
44 10,755 paid off000 1,00000 paid due3,0003,000238,320 paid due78712,6003,180 002,280 paid off000
45 10,897 paid off000 1,00000 paid due3,0003,000237,600 paid due78711,8123,120 002,220 paid off000
46 11,039 paid off000 1,00000 paid due3,0003,000236,880 paid due78711,0253,060 002,160 paid off000
47 11,182 paid off000 1,00000 paid due3,0003,000236,160 paid due78710,2373,000 002,100 paid off000
48 11,324 paid off000 1,00000 paid due3,0003,000235,440 paid due7879,4502,940 002,040 paid off000
49 11,466 paid off000 1,00000 paid due3,0003,000234,720 paid due7878,6622,880 001,980 paid off000
50 11,609 paid off000 1,00000 paid due3,0003,000234,000 paid due7877,8752,820 001,920 paid off000
51 11,751 paid off000 1,00000 paid due3,0003,000233,280 paid due7877,0872,760 001,860 paid off000
52 11,894 paid off000 1,00000 paid due3,0003,000232,560 paid due7876,3002,700 001,800 paid off000
53 12,036 paid off000 1,00000 paid due3,0003,000231,840 paid due7875,5122,640 001,740 paid off000
54 12,178 paid off000 1,00000 paid due3,0003,000231,120 paid due7874,7252,580 001,680 paid off000
55 12,321 paid off000 1,00000 paid due3,0003,000230,400 paid due7873,9372,520 001,620 paid off000
56 12,463 paid off000 1,00000 paid due3,0003,000229,680 paid due7873,1502,460 001,560 paid off000
57 12,605 paid off000 1,00000 paid due3,0003,000228,960 paid due7872,3622,400 001,500 paid off000
58 12,748 paid off000 1,00000 paid due3,0003,000228,240 paid due7871,5752,340 001,440 paid off000
59 12,890 paid off000 1,00000 paid due3,0003,000227,520 paid due7877872,280 001,380 paid off000
60 13,032 paid off000 1,00000 paid due3,0003,000226,800 paid due78702,220 001,320 paid off000

High income, urban, family oriented

These professional people feel a cosmopolitan experience is best for their family and are committed to the culture and community in which they live. TV shows are never made about these people, but they are the ones that run the world.

Model Overview

Basic InfoAmount
Monthly Income:7,141
Income Tax Rate %: 31.00
Fuel Tax Rate %:15.00
Population Est:10,217,700
ProductFinance TypeStart Payment Info
food / water, premium Cash 1,000
apartment, premium Rent 3,000
mass transit, mainstream Rent 200
appliances / premium Loan $157/mo, 7,000 total, 7% interest
furniture, premium Loan $562/mo, 25,000 total, 7% interest
communications, premium Cash 700

A Sample Run

PeriodSavings food / water, premium apartment, premium mass transit, mainstream appliances / premium furniture, premium communications, premium
CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left
1 4,927 00720 paid due3,0003,000225,360 paid due2002004,770 paid off005,340 paid off001,200 00120
2 6,641 1,00000 paid due3,0003,000224,640 paid due2002004,680 paid off005,280 paid off00960 0060
3 7,354 1,00000 paid due3,0003,000223,920 paid due2002004,590 paid off005,220 paid off00720 70000
4 7,368 1,00000 paid due3,0003,000223,200 paid due2002004,500 paid off005,160 paid off00480 002,340
5 8,081 1,00000 paid due3,0003,000222,480 paid due2002004,410 paid off005,100 paid off00240 002,280
6 8,795 1,00000 paid due3,0003,000221,760 paid due2002004,320 paid off005,040 paid due56233,1870 002,220
7 8,946 1,00000 paid due3,0003,000221,040 paid due2002004,230 paid off004,980 paid due56232,62547,760 002,160
8 9,097 1,00000 paid due3,0003,000220,320 paid due2002004,140 paid off004,920 paid due56232,06247,520 002,100
9 9,248 1,00000 paid due3,0003,000219,600 paid due2002004,050 paid off004,860 paid due56231,50047,280 002,040
10 9,400 1,00000 paid due3,0003,000218,880 paid due2002003,960 paid off004,800 paid due56230,93747,040 001,980
11 9,551 1,00000 paid due3,0003,000218,160 paid due2002003,870 paid off004,740 paid due56230,37546,800 001,920
12 9,702 1,00000 paid due3,0003,000217,440 paid due2002003,780 paid off004,680 paid due56229,81246,560 001,860
13 9,853 1,00000 paid due3,0003,000216,720 paid due2002003,690 paid off004,620 paid due56229,25046,320 001,800
14 10,004 1,00000 paid due3,0003,000216,000 paid due2002003,600 paid off004,560 paid due56228,68746,080 001,740
15 10,155 1,00000 paid due3,0003,000215,280 paid due2002003,510 paid off004,500 paid due56228,12545,840 001,680
16 10,306 1,00000 paid due3,0003,000214,560 paid due2002003,420 paid off004,440 paid due56227,56245,600 001,620
17 10,458 1,00000 paid due3,0003,000213,840 paid due2002003,330 paid off004,380 paid due56227,00045,360 001,560
18 10,609 1,00000 paid due3,0003,000213,120 paid due2002003,240 paid off004,320 paid due56226,43745,120 001,500
19 10,760 1,00000 paid due3,0003,000212,400 paid due2002003,150 paid off004,260 paid due56225,87544,880 001,440
20 10,911 1,00000 paid due3,0003,000211,680 paid due2002003,060 paid off004,200 paid due56225,31244,640 001,380
21 11,062 1,00000 paid due3,0003,000210,960 paid due2002002,970 paid off004,140 paid due56224,75044,400 001,320
22 11,213 1,00000 paid due3,0003,000210,240 paid due2002002,880 paid off004,080 paid due56224,18744,160 001,260
23 11,364 1,00000 paid due3,0003,000209,520 paid due2002002,790 paid off004,020 paid due56223,62543,920 001,200
24 11,515 1,00000 paid due3,0003,000208,800 paid due2002002,700 paid off003,960 paid due56223,06243,680 001,140
25 11,667 1,00000 paid due3,0003,000208,080 paid due2002002,610 paid off003,900 paid due56222,50043,440 001,080
26 11,818 1,00000 paid due3,0003,000207,360 paid due2002002,520 paid off003,840 paid due56221,93743,200 001,020
27 11,969 1,00000 paid due3,0003,000206,640 paid due2002002,430 paid off003,780 paid due56221,37542,960 00960
28 12,120 1,00000 paid due3,0003,000205,920 paid due2002002,340 paid off003,720 paid due56220,81242,720 00900
29 12,271 1,00000 paid due3,0003,000205,200 paid due2002002,250 paid off003,660 paid due56220,25042,480 00840
30 12,422 1,00000 paid due3,0003,000204,480 paid due2002002,160 paid off003,600 paid due56219,68742,240 00780
31 12,573 1,00000 paid due3,0003,000203,760 paid due2002002,070 paid off003,540 paid due56219,12542,000 00720
32 12,724 1,00000 paid due3,0003,000203,040 paid due2002001,980 paid off003,480 paid due56218,56241,760 00660
33 12,876 1,00000 paid due3,0003,000202,320 paid due2002001,890 paid off003,420 paid due56218,00041,520 00600
34 13,027 1,00000 paid due3,0003,000201,600 paid due2002001,800 paid off003,360 paid due56217,43741,280 00540
35 13,178 1,00000 paid due3,0003,000200,880 paid due2002001,710 paid off003,300 paid due56216,87541,040 00480
36 13,329 1,00000 paid due3,0003,000200,160 paid due2002001,620 paid off003,240 paid due56216,31240,800 00420
37 13,480 1,00000 paid due3,0003,000199,440 paid due2002001,530 paid off003,180 paid due56215,75040,560 00360
38 13,631 1,00000 paid due3,0003,000198,720 paid due2002001,440 paid off003,120 paid due56215,18740,320 00300
39 13,782 1,00000 paid due3,0003,000198,000 paid due2002001,350 paid off003,060 paid due56214,62540,080 00240
40 13,934 1,00000 paid due3,0003,000197,280 paid due2002001,260 paid off003,000 paid due56214,06239,840 00180
41 14,085 1,00000 paid due3,0003,000196,560 paid due2002001,170 paid off002,940 paid due56213,50039,600 00120
42 14,236 1,00000 paid due3,0003,000195,840 paid due2002001,080 paid off002,880 paid due56212,93739,360 0060
43 14,387 1,00000 paid due3,0003,000195,120 paid due200200990 paid off002,820 paid due56212,37539,120 70000
44 13,838 1,00000 paid due3,0003,000194,400 paid due200200900 paid off002,760 paid due56211,81238,880 002,340
45 13,989 1,00000 paid due3,0003,000193,680 paid due200200810 paid off002,700 paid due56211,25038,640 002,280
46 14,140 1,00000 paid due3,0003,000192,960 paid due200200720 paid off002,640 paid due56210,68738,400 002,220
47 14,291 1,00000 paid due3,0003,000192,240 paid due200200630 paid off002,580 paid due56210,12538,160 002,160
48 14,443 1,00000 paid due3,0003,000191,520 paid due200200540 paid off002,520 paid due5629,56237,920 002,100
49 14,594 1,00000 paid due3,0003,000190,800 paid due200200450 paid off002,460 paid due5629,00037,680 002,040
50 14,745 1,00000 paid due3,0003,000190,080 paid due200200360 paid off002,400 paid due5628,43737,440 001,980
51 14,896 1,00000 paid due3,0003,000189,360 paid due200200270 paid off002,340 paid due5627,87537,200 001,920
52 15,047 1,00000 paid due3,0003,000188,640 paid due200200180 paid off002,280 paid due5627,31236,960 001,860
53 15,198 1,00000 paid due3,0003,000187,920 paid due20020090 paid off002,220 paid due5626,75036,720 001,800
54 15,349 1,00000 paid due3,0003,000187,200 paid due2002000 paid off002,160 paid due5626,18736,480 001,740
55 15,500 1,00000 paid due3,0003,000186,480 paid due2002008,550 paid off002,100 paid due5625,62536,240 001,680
56 15,652 1,00000 paid due3,0003,000185,760 paid due2002008,460 paid off002,040 paid due5625,06236,000 001,620
57 15,803 1,00000 paid due3,0003,000185,040 paid due2002008,370 paid off001,980 paid due5624,50035,760 001,560
58 15,954 1,00000 paid due3,0003,000184,320 paid due2002008,280 paid off001,920 paid due5623,93735,520 001,500
59 16,105 1,00000 paid due3,0003,000183,600 paid due2002008,190 paid off001,860 paid due5623,37535,280 001,440
60 16,256 1,00000 paid due3,0003,000182,880 paid due2002008,100 paid off001,800 paid due5622,81235,040 001,380

High income, urban, likes to party

Well off, living in the city, these people make enough money to party and save. TV shows are made about them, because they live the life that many people want.

Model Overview

Basic InfoAmount
Monthly Income:6,404
Income Tax Rate %: 31.00
Fuel Tax Rate %:15.00
Population Est:4,379,014
ProductFinance TypeStart Payment Info
Loan $0/mo, 0 total, 0% interest
food / water, premium Cash 1,000
apartment, premium Rent 3,000
mass transit, mainstream Rent 200
communications, premium Cash 700
appliances / premium Loan $157/mo, 7,000 total, 7% interest

A Sample Run

PeriodSavings food / water, premium apartment, premium mass transit, mainstream communications, premium appliances / premium
CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left CommentPaymentBalanceHours Left
1 4,418 paid off000 00720 paid due3,0003,000281,520 paid due2002008,100 00540 paid off006,300
2 5,624 paid off000 1,00000 paid due3,0003,000280,800 paid due2002008,010 00480 paid off006,240
3 5,829 paid off000 1,00000 paid due3,0003,000280,080 paid due2002007,920 00420 paid off006,180
4 6,034 paid off000 1,00000 paid due3,0003,000279,360 paid due2002007,830 00360 paid off006,120
5 6,239 paid off000 1,00000 paid due3,0003,000278,640 paid due2002007,740 00300 paid off006,060
6 6,444 paid off000 1,00000 paid due3,0003,000277,920 paid due2002007,650 00240 paid off006,000
7 6,650 paid off000 1,00000 paid due3,0003,000277,200 paid due2002007,560 00180 paid off005,940
8 6,855 paid off000 1,00000 paid due3,0003,000276,480 paid due2002007,470 00120 paid off005,880
9 7,060 paid off000 1,00000 paid due3,0003,000275,760 paid due2002007,380 0060 paid off005,820
10 7,265 paid off000 1,00000 paid due3,0003,000275,040 paid due2002007,290 70000 paid off005,760
11 6,770 paid off000 1,00000 paid due3,0003,000274,320 paid due2002007,200 002,340 paid off005,700
12 6,976 paid off000 1,00000 paid due3,0003,000273,600 paid due2002007,110 002,280 paid off005,640
13 7,181 paid off000 1,00000 paid due3,0003,000272,880 paid due2002007,020 002,220 paid off005,580
14 7,386 paid off000 1,00000 paid due3,0003,000272,160 paid due2002006,930 002,160 paid off005,520
15 7,591 paid off000 1,00000 paid due3,0003,000271,440 paid due2002006,840 002,100 paid off005,460
16 7,796 paid off000 1,00000 paid due3,0003,000270,720 paid due2002006,750 002,040 paid off005,400
17 8,001 paid off000 1,00000 paid due3,0003,000270,000 paid due2002006,660 001,980 paid off005,340
18 8,207 paid off000 1,00000 paid due3,0003,000269,280 paid due2002006,570 001,920 paid off005,280
19 8,412 paid off000 1,00000 paid due3,0003,000268,560 paid due2002006,480 001,860 paid off005,220
20 8,617 paid off000 1,00000 paid due3,0003,000267,840 paid due2002006,390 001,800 paid off005,160
21 8,822 paid off000 1,00000 paid due3,0003,000267,120 paid due2002006,300 001,740 paid off005,100
22 9,027 paid off000 1,00000 paid due3,0003,000266,400 paid due2002006,210 001,680 paid off005,040
23 9,233 paid off000 1,00000 paid due3,0003,000265,680 paid due2002006,120 001,620 paid off004,980
24 9,438 paid off000 1,00000 paid due3,0003,000264,960 paid due2002006,030 001,560 paid off004,920
25 9,643 paid off000 1,00000 paid due3,0003,000264,240 paid due2002005,940 001,500 paid off004,860
26 9,848 paid off000 1,00000 paid due3,0003,000263,520 paid due2002005,850 001,440 paid off004,800
27 10,053 paid off000 1,00000 paid due3,0003,000262,800 paid due2002005,760 001,380 paid off004,740
28 10,259 paid off000 1,00000 paid due3,0003,000262,080 paid due2002005,670 001,320 paid off004,680
29 10,464 paid off000 1,00000 paid due3,0003,000261,360 paid due2002005,580 001,260 paid off004,620
30 10,669 paid off000 1,00000 paid due3,0003,000260,640 paid due2002005,490 001,200 paid off004,560
31 10,874 paid off000 1,00000 paid due3,0003,000259,920 paid due2002005,400 001,140 paid off004,500
32 11,079 paid off000 1,00000 paid due3,0003,000259,200 paid due2002005,310 001,080 paid off004,440
33 11,284 paid off000 1,00000 paid due3,0003,000258,480 paid due2002005,220 001,020 paid off004,380
34 11,490 paid off000 1,00000 paid due3,0003,000257,760 paid due2002005,130 00960 paid off004,320
35 11,695 paid off000 1,00000 paid due3,0003,000257,040 paid due2002005,040 00900 paid off004,260
36 11,900 paid off000 1,00000 paid due3,0003,000256,320 paid due2002004,950 00840 paid off004,200
37 12,105 paid off000 1,00000 paid due3,0003,000255,600 paid due2002004,860 00780 paid off004,140
38 12,310 paid off000 1,00000 paid due3,0003,000254,880 paid due2002004,770 00720 paid off004,080
39 12,516 paid off000 1,00000 paid due3,0003,000254,160 paid due2002004,680 00660 paid off004,020
40 12,721 paid off000 1,00000 paid due3,0003,000253,440 paid due2002004,590 00600 paid off003,960
41 12,926 paid off000 1,00000 paid due3,0003,000252,720 paid due2002004,500 00540 paid off003,900
42 13,131 paid off000 1,00000 paid due3,0003,000252,000 paid due2002004,410 00480 paid off003,840
43 13,336 paid off000 1,00000 paid due3,0003,000251,280 paid due2002004,320 00420 paid off003,780
44 13,542 paid off000 1,00000 paid due3,0003,000250,560 paid due2002004,230 00360 paid off003,720
45 13,747 paid off000 1,00000 paid due3,0003,000249,840 paid due2002004,140 00300 paid off003,660
46 13,952 paid off000 1,00000 paid due3,0003,000249,120 paid due2002004,050 00240 paid off003,600
47 14,157 paid off000 1,00000 paid due3,0003,000248,400 paid due2002003,960 00180 paid off003,540
48 14,362 paid off000 1,00000 paid due3,0003,000247,680 paid due2002003,870 00120 paid off003,480
49 14,567 paid off000 1,00000 paid due3,0003,000246,960 paid due2002003,780 0060 paid off003,420
50 14,773 paid off000 1,00000 paid due3,0003,000246,240 paid due2002003,690 70000 paid off003,360
51 14,278 paid off000 1,00000 paid due3,0003,000245,520 paid due2002003,600 002,340 paid off003,300
52 14,483 paid off000 1,00000 paid due3,0003,000244,800 paid due2002003,510 002,280 paid off003,240
53 14,688 paid off000 1,00000 paid due3,0003,000244,080 paid due2002003,420 002,220 paid off003,180
54 14,893 paid off000 1,00000 paid due3,0003,000243,360 paid due2002003,330 002,160 paid off003,120
55 15,099 paid off000 1,00000 paid due3,0003,000242,640 paid due2002003,240 002,100 paid off003,060
56 15,304 paid off000 1,00000 paid due3,0003,000241,920 paid due2002003,150 002,040 paid off003,000
57 15,509 paid off000 1,00000 paid due3,0003,000241,200 paid due2002003,060 001,980 paid off002,940
58 15,714 paid off000 1,00000 paid due3,0003,000240,480 paid due2002002,970 001,920 paid off002,880
59 15,919 paid off000 1,00000 paid due3,0003,000239,760 paid due2002002,880 001,860 paid off002,820
60 16,124 paid off000 1,00000 paid due3,0003,000239,040 paid due2002002,790 001,800 paid off002,760